Requirements for Retirement Visa in Thailand

Planning to retire in Thailand? Learn the updated 2025 requirements for Thailand’s Retirement Visa (Non-O, O-A, O-X), including age, income, documents, and health insurance.

🧓 Why Retire in Thailand?

Thailand continues to attract retirees from around the world thanks to its:

• Low cost of living

• Excellent private healthcare

• Warm climate year-round

• Friendly culture and relaxed pace of life

Whether you're looking to retire in Bangkok, Chiang Mai, or a peaceful beach town like Hua Hin or Krabi, Thailand offers visa options tailored for foreigners aged 50+.

🛂 Thailand Retirement Visa Options (2025)

1. Non-Immigrant O Visa (Retirement)

• Applied within Thailand

• Valid for 90 days initially, extendable yearly

• Popular for retirees already in the country on another visa

2. Non-Immigrant O-A Visa (Long Stay)

• Applied from your home country

• Valid for 1 year with annual renewal

• Requires health insurance and background check

3. Non-Immigrant O-X Visa (10-Year Retirement Visa)

• For 14 specific countries (USA, UK, Germany, Australia, Japan, etc.)

• For retirees aged 50+

• Requires higher financial proof

👉 Affiliate CTA: Check visa service providers for retirees →

📋 General Requirements for All Retirement Visas

Requirement

Details

Age

Must be 50 years old or older

Passport

Valid at least 1 year

No criminal record

Clean background check

No infectious diseases

Health certificate may be required

Health Insurance

Required for O-A and O-X visas (details below)

💰 Financial Requirements (Updated 2025)

You must meet one of the following criteria:

Option

Amount

1. Bank Deposit in Thai bank

฿800,000

2. Monthly Income/Pension

฿65,000/month

3. Combination

Income + deposit totaling ฿800,000/year

💡 Your Thai bank account must show funds at least 2 months before application and maintain ฿400,000 after visa approval.

🏥 Mandatory Health Insurance

Required for Non-OA and Non-OX visa holders:

Insurance Type

Minimum Coverage

Inpatient (IPD)

฿400,000

Outpatient (OPD)

฿40,000

Recommended providers:

• AXA Thailand

• Pacific Cross

• Luma Health

• Aetna Thailand

📄 Required Documents Checklist

• Passport + copies of all pages

• Completed visa application form

• Passport-sized photos (usually 4x6 cm)

• Proof of financial means (bank letter or pension letter)

• Police clearance (for O-A/O-X)

• Medical certificate (O-A/O-X)

• Proof of health insurance (O-A/O-X)

• TM30 form (if already in Thailand)

💡 Some documents may need to be translated and legalized.

🔁 Renewal and Re-entry

• Visas are renewable annually (except O-X, which lasts 5 years per term)

• 90-day reporting is required (in-person, online, or by mail)

• Re-entry permit needed if leaving Thailand while visa is valid

🌍 Countries Eligible for 10-Year O-X Visa

Only citizens of these countries are eligible:

Australia, Canada, Denmark, Finland, France, Germany, Italy, Japan, Netherlands, Norway, Sweden, Switzerland, UK, USA

🧾 Visa Fees (as of 2025)

Visa Type

Fee

O Visa

฿2,000

O-A Visa

฿5,000

O-X Visa

฿10,000

🧘 Retirement Hotspots in Thailand

• Chiang Mai: Laid-back lifestyle, low cost, big expat scene

• Hua Hin: Quiet beach town, popular with retirees

• Bangkok: Urban comfort and healthcare access

• Udon Thani: For those who love the northeast (Isaan)

• Phuket: Beach life with modern infrastructure

💬 Final Thoughts

Retiring in Thailand is easier than ever in 2025 — but only if you prepare properly. From financial proof and health insurance to renewals and re-entry permits, this guide should set you on the right path.